Expert Underwriting

Our expertise in this area starts with our extensive knowledge of medical conditions, medications and other similar information. We have dealt with almost every conceivable medical impairment multiple times, and know what matters to get those impairments underwritten in the most favorable manner.

But it by no means ends there…

We know what to say, and how to say it. It’s tough to put it any more clearly than that.  Many insurance professionals have similar technical underwriting knowledge.  But the Holmdel Agency difference is a commitment to eloquent and respectful communications with underwriters regarding a client’s unique needs.  This simple, but often overlooked, step often makes the difference that allows us to obtain the policy pricing our clients and their advisors require for their insurance planning

Integrity

Underwriters at all carriers are also aware of our reputation for integrity.  We focus on helping our clients and their professional advisors evaluate and select life and annuity insurance policies in a professional and expert manner with our carrier partners. Our commitment to excellence and honesty in this process is well known among underwriters and carrier executives.